Loan Analysis
- Analyze, review and reformulate credit proposals/packages originating from branches for presentation to credit committees in accordance to the credit policy and guidelines.
- Identify and mitigate risks embedded in the credit proposals received from branches and propose mitigates to Management.
- Recommend credit facilities to the respective approval committee in line with evaluation and credit policy and where appropriate with suitable covenants to mitigate identified risk.
- Advise customers on the suitable structures for their needs.
- Discuss credit proposals with the supervisors in order to understand them and identify risk management requirements and possible counter measures.
- Create complete credit mirror files for all cases in an accurate and neat manner in line with credit policy.
- Take decision on credit requests within a delegated level of authority whilst giving a credit opinion on amounts exceeding the delegated power to ensure that requests are delivered within established Service Level Agreements and Bank’s Credit Risk policy.
- Retrieve recurrent client’s mirror files and file the new proposals with the relevant.
Documents
- Maintain an up to date files movement registers to keep track of files submitted and returned to branches.
- Maintain an up to date committee register.
Branch Support
- Interface with Branch Business teams and Managers to obtain appropriate information to evaluate risk from a credit perspective.
- Support Branches in finding out the most appropriate solutions to customers’ needs, by providing credit analysis services of the highest standards.
- Coordinate with Branches for the timely receipt of customer documents /other information required to evaluate the credit worthiness of the proposed borrowers.
Customer Centricity
- Responsible for timely review and discussion of credit proposals and ensure they are concluded within the greed TAT and provide clear and timely feedback to the Branch teams on all credit applications within the SLA’s
- Maintain the highest level of customer service ensuring that the appropriate and recommended SLAs are met with both the customer and the Branch
Suitably qualified candidates should address their application to Head, Human Resource, Finance Trust Bank, TWED PLAZA, Plot 22B, Lumumba avenue, Kampala, Uganda, and email it to jobs@financetrust.co.ug as well as photocopies of academic documents, CV and application letter indicating your salary expectation. The CV should include telephone contacts and email addresses of three referees, one of who should be the most recent employer.
Send your application as ONE PDF document containing an application Letter, Detailed CV, Academic documents and certificates.
Applications in word format or as separate images will not be considered.
