Legal, Risk and Compliance officer

Company Details : Kray Microfinance was established in 2012 as a micro-lending institution dedicated to providing accessible financial solutions to underserved micro, small, and medium enterprises (MSMEs) across Uganda. Built on a strong foundation of cashflow-based lending, the institution has consistently empowered small traders, informal businesses, and emerging entrepreneurs with the financial support needed to grow and succeed.

Position            : Legal, Risk and Compliance officer
Organization : Kray Microfinance (SACCO)
Location           : Head office (With regular travel to branches)

Kray Microfinance Limited invites applications from suitably qualified candidates to support legal affairs, risk management and compliance across its eight-branch network in Central, Eastern and Western Uganda.

The opportunity
You will help protect the institution, support sound business decisions and ensure that policies and applicable requirements are followed. The role combines practical legal support, branch compliance reviews, risk monitoring and corrective-action follow-up.

Key responsibilities

• Review contracts, loan agreements and security documentation; coordinate external advocates and track legal cases.
• Maintain the risk register, compliance calendar and legal matters tracker.
• Conduct branch reviews and monitor cash controls, lending procedures, customer due diligence and policy compliance.
• Support AML/CFT, customer protection and data confidentiality controls.
• Escalate incidents and material breaches, follow up corrective action and train staff.
• Prepare clear weekly, monthly and quarterly risk and compliance reports.

What you will bring

• Bachelor of Laws and at least three years of relevant legal, risk or compliance experience, preferably in financial services.
• Strong contract review, analytical and report-writing skills, with practical understanding of lending documentation and operational controls.
• Integrity, discretion, independent judgement and willingness to travel regularly.
• Relevant risk, compliance or AML/CFT training is an advantage.
• Professional authorization is required for any reserved legal practice assigned to the role.

How to apply
Interested candidates should send their applications and CV to: recruitment.kray@gmail.com

Clearly indicate “Legal, Risk and Compliance officer” in the subject line.
Application Deadline: 5th November 2026.